Terms & Conditions
Our Commitment To You
And Your Agreement With Us
We believe in total transparency and mutual respect. These terms protect both our agency and you, ensuring that our partnership is built on a foundation of trust, clarity, and fair expectations as we work to secure your family's future.
The Details Of Our Partnership
Agreement To Terms
By accessing the Graceshield Agency website or submitting a request for a quote, you agree to be bound by these terms and conditions. We view this as the first step in a transparent and honest partnership, built to secure your financial future.
No Financial Advice
While we pride ourselves on offering comprehensive information and personalized quotes, final policy terms, premiums, and coverage conditions are exclusively determined by the underwriting insurance carriers. Graceshield Agency operates as an independent agent, meaning our role is to guide you, not to act as the underwriter or a licensed financial advisor.
Accuracy Of Information
Just like baking a perfect cake, finding the absolute best 'ingredients' for your policy requires the right inputs from the start. We rely entirely on the honesty and accuracy of the information you provide during our consultations and in our forms. Providing incomplete or inaccurate details may result in quotes that don't match your final premium or, worse, a policy that doesn't fully protect your loved ones when they need it most.
Communication Consent (TCPA)
By submitting any form on our website, you provide your prior express written consent to be contacted by Graceshield Agency via telephone, SMS text messaging, and email for informational, quoting, and marketing purposes. This consent applies even if your phone number is registered on any state or federal Do Not Call list.
Standard message and data rates may apply. You maintain the right to revoke this consent at any time. To opt-out of SMS communications, simply reply STOP.
Intellectual Property
All written content, branding, design elements, and the "Graceshield" identity found on this website are the exclusive property of Graceshield Agency. They are protected by copyright and intellectual property laws, and may not be reproduced, copied, or distributed without our explicit written consent.
Limitation Of Liability
To the fullest extent permitted by law, Graceshield Agency shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from your use of our website, any third-party links provided, or decisions made based on the preliminary information and quotes we supply. Your engagement with third-party underwriting carriers is governed solely by their terms and conditions.
Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the State of New Jersey, where Graceshield Agency is headquartered. Additionally, our operations strictly adhere to the regulatory statutes of any state where we are actively licensed and operating, including Texas and Georgia, as applicable to your specific policy.
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Ready To Find Your Policy?
Now that the formalities are out of the way, let us help you find the perfect coverage.
Fast, free, and no obligation.
Graceshield Agency is an independent insurance agency providing Final Expense, IUL, and Mortgage Protection solutions. We are proudly licensed to serve clients in New Jersey, Texas, and Georgia. Our commitment is to offer honest, accessible guidance to protect you and your loved ones.
© 2026 Graceshield Agency. All rights reserved. Use of this site implies consent to our Terms and Conditions, including TCPA communication policies.